What Is Second-to-Die Life Insurance? Benefits for Couples & Legacy Planning (2025 Guide)

What Is Second-to-Die Life Insurance? Benefits for Couples & Legacy Planning (2025 Guide) Second-to-die life insurance — also called survivorship life insurance — is one of the most powerful yet underutilized tools in legacy and estate planning. In 2025, with estate tax thresholds, long-term care costs, and generational wealth planning top of mind, many married … Read more

Life Insurance Cash Value Loans Explained: Retirement Without Taxes (2025 Guide)

Life Insurance Cash Value Loans Explained: Retirement Without Taxes (2025 Guide) What if you could retire without ever paying income taxes again — and without touching a 401(k) or IRA? In 2025, more Americans are discovering the power of life insurance cash value loans as a way to fund tax-free retirement. Used correctly, cash value … Read more